Terms of Service

Last updated: September 2025

1. Acceptance of Terms

By downloading, installing, or using the PocketMoney mobile application ("App"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our App.

2. Description of Service

PocketMoney is a personal budget tracking application that helps users manage their daily expenses, set budgets, and track spending patterns. The App provides features including:

  • Daily budget tracking and management
  • Expense categorization and logging
  • Spending history and analytics
  • Multi-currency support
  • Motivational features and progress tracking

3. User Responsibilities

As a user of PocketMoney, you agree to:

  • Provide accurate and truthful information when setting up your budget and logging expenses
  • Use the App only for lawful purposes and in accordance with these Terms
  • Not attempt to reverse engineer, modify, or distribute the App
  • Not use the App to violate any applicable laws or regulations
  • Maintain the security of your device and any passwords or access credentials

4. Data and Privacy

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your information. By using the App, you consent to the collection and use of information as described in our Privacy Policy.

5. Intellectual Property

PocketMoney and all related trademarks, logos, and content are the property of PocketMoney. You may not use our intellectual property without our express written permission.

6. Disclaimers

THE APP IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND. WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

7. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, POCKETMONEY SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, OR USE, ARISING OUT OF OR RELATING TO YOUR USE OF THE APP.

8. Financial Advice Disclaimer

PocketMoney is a budgeting tool and does not provide financial advice. The App is designed to help you track your expenses and manage your budget, but all financial decisions remain your responsibility. We recommend consulting with a qualified financial advisor for personalized financial advice.

9. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of any material changes through the App or via email. Your continued use of the App after such modifications constitutes acceptance of the updated Terms.

10. Termination

We may terminate or suspend your access to the App at any time, with or without cause, with or without notice. Upon termination, your right to use the App will cease immediately.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which PocketMoney operates, without regard to conflict of law principles.

12. Contact Information

If you have any questions about these Terms of Service, please contact us at:

PocketMoney Support
Email: klimespavel@protonmail.com
Website: pavelklimes.com/pocketmoney