1. Introduction
PocketMoney ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application ("App"). Please read this Privacy Policy carefully.
2. Information We Collect
2.1 Personal Information
We may collect the following types of personal information:
- Budget Information: Daily budget amounts, spending targets, and financial goals
- Expense Data: Transaction amounts, categories, descriptions, and timestamps
- Currency Preferences: Your selected currency for budget tracking
- App Usage Data: How you interact with the App, features used, and time spent
2.2 Device Information
We may collect information about your device, including:
- Device type and operating system
- App version and installation date
- Device identifiers (anonymized)
- Crash reports and performance data
2.3 Automatically Collected Information
We may automatically collect certain information when you use the App:
- Usage patterns and preferences
- Feature interaction data
- Error logs and diagnostic information
3. How We Use Your Information
We use the collected information for the following purposes:
- Core Functionality: To provide budget tracking, expense management, and financial insights
- Personalization: To customize your experience and provide relevant features
- Analytics: To understand app usage patterns and improve our services
- Support: To provide customer support and respond to your inquiries
- Security: To protect against fraud, abuse, and security threats
- Legal Compliance: To comply with applicable laws and regulations
4. Data Storage and Security
4.1 Local Storage
Your budget and expense data is primarily stored locally on your device. This ensures your financial information remains private and under your control.
4.2 Security Measures
We implement appropriate technical and organizational measures to protect your information:
- Data encryption in transit and at rest
- Secure authentication and access controls
- Regular security assessments and updates
- Limited access to personal information on a need-to-know basis
5. Information Sharing and Disclosure
We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following circumstances:
- With Your Consent: When you explicitly authorize us to share your information
- Service Providers: With trusted third-party service providers who assist us in operating the App (under strict confidentiality agreements)
- Legal Requirements: When required by law, court order, or government request
- Business Transfers: In connection with a merger, acquisition, or sale of assets (with notice to users)
- Protection of Rights: To protect our rights, property, or safety, or that of our users
6. Data Retention
We retain your information for as long as necessary to provide our services and fulfill the purposes outlined in this Privacy Policy. Specifically:
- Local Data: Stored on your device until you delete the App or clear app data
- Analytics Data: Retained for up to 2 years for service improvement purposes
- Support Data: Retained for up to 3 years for customer service purposes
7. Your Rights and Choices
You have the following rights regarding your personal information:
- Access: Request access to your personal information
- Correction: Request correction of inaccurate information
- Deletion: Request deletion of your personal information
- Portability: Request a copy of your data in a portable format
- Opt-out: Opt out of certain data processing activities
To exercise these rights, please contact us using the information provided in the "Contact Us" section below.
8. Children's Privacy
PocketMoney is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If we become aware that we have collected personal information from a child under 13, we will take steps to delete such information.
9. International Data Transfers
Your information may be transferred to and processed in countries other than your own. We ensure that such transfers comply with applicable data protection laws and implement appropriate safeguards to protect your information.
10. Third-Party Services
Our App may contain links to third-party websites or services. This Privacy Policy does not apply to such third-party services. We encourage you to review the privacy policies of any third-party services you access.
11. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. We will notify you of any material changes by:
- Posting the updated Privacy Policy in the App
- Sending you a notification through the App
- Updating the "Last updated" date at the top of this policy
Your continued use of the App after such changes constitutes acceptance of the updated Privacy Policy.
12. Contact Us
If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us at:
PocketMoney Privacy Team
Email: klimespavel@protonmail.com
Website: pavelklimes.com/pocketmoney
13. Compliance
This Privacy Policy is designed to comply with applicable privacy laws, including but not limited to:
- General Data Protection Regulation (GDPR)
- California Consumer Privacy Act (CCPA)
- Children's Online Privacy Protection Act (COPPA)